What does Comprehensive Car Insurance cover?

Designed to help give you peace of mind, our Comprehensive Car Insurance covers your car,

plus damage you cause to other people's cars or property

Any driver coverage
We'll cover anyone you give permission to drive your car. Driver and usage exclusions apply1
Agreed value
When you take out your policy, we’ll agree on an amount with you that we’ll cover your car for. You may want to include other costs such as accessories, modifications or on-road costs.
Loss or damage to your car (including theft)
Cover for accidental damage, fire, flood, theft and storm (including hail damage).
New car replacement after total loss within two years of manufacture
If your new car is stolen or written off, you can choose for us to pay you the agreed value or to have your new car replaced with one of the same make and model where available in Australia.
Transport costs
We'll reimburse you for the costs of travelling from the scene of the accident or to or from the repairer or rental car provider (up to $500).
Rental car after a collision that wasn't your fault and the other driver is identified
Receive a rental car after a collision that wasn’t your fault and the other driver's details are provided. If we can’t arrange one, get a $50 a day travel allowance2
Choice of repairer
We'll help find you one, or you can choose your own3
Baby capsules and child seats
We’ll pay to replace any damaged or stolen child seat or baby capsule in your car at the time of a covered incident (up to $500 per seat) unless the car itself isn't damaged or stolen